Name
"An Yi Bao" Entrusted Management Business of Second-hand Housing Transaction Fund
Introduction
After having selected the satisfactory second-hand housing, you can directly apply for "An Xin Bao" Entrusted Management Business of Second-hand Housing Transaction Fund at any branch of Bank of China with the brand mark "Ideal Home" without consideration whether you will choose the personal housing loan service of Bank of China during the process of housing purchasing.
"An Yi Bao" Entrusted Management Business of Second-hand Housing Transaction Fund refers to a credit intermediary service in second-hand housing transaction where Bank of China opens special account of customer transaction fund in name of estate property broker institution or transaction guarantee institution, manages second-hand housing customer's transaction fund under special accounts according to the entrusted management business of second-hand housing transaction fund cooperation agreement signed between Bank of China and estate broker institution or transaction guarantee institution, and then transfers transaction funds according to relevant national laws, regulations, regulatory requirements as well as terms and procedures of agreements signed between the parties involved.
Target Customers
1. Natural persons with full civil capacity and at the age of 18 to 60;
2. Those with proper job and regular income, and capability to repay loan principal and related interest on time;
3. Those with assets recognized by the lender as mortgage or pledge, or with individuals or institutions of sufficient repayment capacity of principle and interest as guarantor of joint liability;
4. The commodities purchased are only used for the applicant or the family;
5. Those with good credit standing, faith in repayment on mortgages or in sum-lump, and holding Bank of China Great Wall credit card account or Bank of China current deposit account;
6. Other qualifications specified by the lender.
Process
Please contact relevant branches of Bank of China.
Kind Reminder
Since it needs plenty of documents to apply; for more questions, you may feel free to contact any local branch of Bank of China with the brand mark "Ideal Home" for counseling or call 95566.
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